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Lincoln National Corporation

Sr. Consultant, Product & State Filing

Lincoln National Corporation - Concord, NH

Alternate Locations: Concord, NH (New Hampshire); Hartford, CT (Connecticut)Relocation assistance is not available for this opportunity.Requisition #49401About the CompanyLincoln Financial Group provides advice and solutions that help empower people to take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, as well as to guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates.The Role This Sr. Consultant Product Compliance and State Filing position provides legal and regulatory interpretation, consistent with the direction of Legal and\/or Regulatory Compliance, drafting and state filing of life insurance forms, with primary focus on Individual Life Insurance products and back up support for Executive Benefits COLI\/BOLI products. Provide in-depth product compliance, technical advice and direction for changes in state\/Federal, NAIC or Interstate Compact regulations impacting individual life insurance forms. Responsibilities:Monitors, analyzes and provides compliant solutions to legal and regulatory affecting contractual language and disclosure content as communicated by Legal and Regulatory Compliance.Collaborates with internal\/external legal counsel and industry experts on interpretation of new regulations and law changes and their impact to life insurance\/annuity forms.Serves as the subject matter expert in drafting and securing internal & state approval of new and revised life insurance policy, riders, amendments, endorsements, applications and disclosures in response to product development activities & legal\/regulatory changes, including the Interstate Compact.Researches and provides direction for the implementation of revised life insurance forms resulting from regulatory changes.Directs and supports the delivery of life insurance form information as requested by internal customers, market conduct exams, complaints, etc.Reviews and interprets annuity product specifications in order to draft contract forms that meet product requirementsServes as a subject matter expert in product design and filing requirements discussions with Product, Pricing, Legal and Regulatory Compliance departments.Directs and specifies project activity to support regulatory changes and product calendar deliverables.Drafts and secures internal approval of contract forms, then submits for necessary regulatory state &\/or Compact approvalsNegotiates with Senior Management, Legal, Regulatory Compliance, Actuarial and state regulatory personnel to resolve any issues relevant to securing state approval of forms and rates, or to revise products or procedures for compliance with related regulations.Implements and controls approval and availability of related contract production print. Qualifications:4 Year\/Bachelor’s Degree or equivalent work experience (4 years of experience in lieu of Bachelor’s)5-7 years’ experience in compliance, filing, regulatory,  or legal  that directly aligns with the specific responsibilities for this roleStrong working knowledge of laws and regulations related to annuity products, including Interstate Compact regulations.Strong working knowledge of strategic focus in the annuity markets to ensure compliance within a constantly changing regulatory environment.Read and interpret product specifications and requirements and draft contracts and documents produced with the contract to reflect contractual requirements in compliance with company standards and legal requirements in compliance with state laws.Be capable of reasoning and negotiating with external regulatory authorities and internal Product\/Actuarial\/Legal contacts to determine an acceptable solution and overcome obstacles that will enable company to obtain approval of product to commence marketing\/sales.  Systems are: SERFF, NILS, ACLI.Understands concepts related to actuarial pricing for  annuity products.  #LI-AY1 This position may be subject to Lincolns Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincolns current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.Lincoln Financial Group (LFG) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY\/TDD assistance, contact us by calling 260-455-2558.

10 days 18 hours ago

Lincoln National Corporation


Sr. Consultant, Product & State Filing Lincoln National Corporation - Concord, NH, United States


Location: Concord, NH

Company Profile:
Founded in 1905 with the endorsement of Abraham Lincoln’s son, Robert Todd Lincoln, Lincoln Financial Group is the first and only company to carry Abraham Lincoln’s name, image and ideals at the heart of our brand. For more than a century, we’ve advanced President Lincoln’s inclusive vision and values by building an honest, dependable financial services company. We're dedicated to helping Americans secure better, more optimistic futures for themselves and their loved ones.