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Ryder System, Inc.

Rental Credit Specialist

Ryder System, Inc. - Alpharetta, GA

Position Description
The Rental Credit Specialist will perform a variety of functions required to analyze the Credit worthiness and risk to Ryder\u2019s Rental, National Rental and Freight Management Group (FMG) customers.  The incumbent will provide value-added analysis, recommendations and process improvements to the business. He/She will provide credit and business recommendations to local management to support sales revenue growth while mitigating risk. This position handles all Rental, National Rental and FMG product lines.

Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience
Two (2) years or more experience in commercial credit
Two (2) years or more experience in financial statement analysis preferred
Ability to:

Analyze and interpret financial data. Ability to complete spreads, analyzing trends and assessing credit risks
Create and maintain professional relationships within all levels of the organization (peers, work groups, customers, supervisors). Maintain professional demeanor in potentially high stress environment
Work independently and as a member of a team. Work independently to render responsible credit decisions
Assess a situation, seek multiple perspectives, gather more information if necessary, and identify key issues that need to be addressed. Creative ability to structure deals, minimizing risk and growing sales

Capable of multi-tasking, highly organized, with excellent time management skills. Manage work queues, e-mails, and calls from multiple sources (Sales, customers, collections, etc.)
Strong verbal and written communication skills. Communicate effectively with customers & Sales
Demonstrates excellent judgment and decision making skills. Detail oriented with excellent follow-up practices
Knowledge and skills in Microsoft Office products (Excel, Word, PowerPoint and Access); intermediate level
Work with Credit software that include credit scoring systems such as Cortera or Equifax; intermediate level


Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers
Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation including TLSA, nfusion information and Ryder history
Reviews credit reports, Ryder and company history, and financial statements
Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure, determining the proper credit line as well as an action plan to reduce our rentals if needed
Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss
Verify all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.)
Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given
Assist with Ad hoc tasks required within the department
Performs other duties as assigned

Ryder is proud to be an Equal Opportunity Employer and Drug Free workplace. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

2 days 23 hours ago

Ryder System, Inc.


Rental Credit Specialist Ryder System, Inc. - Alpharetta, GA, United States


Location: Alpharetta, GA

Company Profile:
Ryder System, Inc. is a leading provider of commercial transportation, logistics, and supply chain management solutions, serving customers throughout North America, Europe and Asia. Over the past 80 years, Ryder has earned a reputation for delivering solutions that ease complexity and increase efficiency for companies of all sizes. An industry-leading FORTUNE® 500 company, Ryder’s products and services encompass everything from fleet management to large-scale supply chain solutions and turnkey transportation solutions, making commerce flow more efficiently, reliably, and safely for everyone. Ryder Fleet Management Solutions (FMS) provides leasing, truck rentals, used vehicle sales, maintenance, fuel and safety services to help customers deliver top-line service with bottom-line savings and one-stop simplicity. Ryder Supply Chain Solutions (SCS) manages the flow of goods from the acquisition of raw materials to the delivery of finished products. Ryder Dedicated provides turnkey transportation solutions that combine vehicles, drivers, routing and scheduling to help businesses run lean, stay safe and increase agility.