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Lincoln National Corporation

REMOTE Sr. Underwriter - Individual Life MoneyGuard Direct

Lincoln National Corporation - Hartford, CT

Alternate Locations: Work from HomeRelocation assistance is not available for this opportunity.Requisition #36963About The CompanyLincoln Financial Group provides advice and solutions that help empower Americans to take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, as well as to guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $222 billion in assets under management as of March 31, 2015.The RoleAs a MoneyGuard Sr Underwriter, you have the responsibility of underwriting MoneyGuard insurance applications up to $750,000 on a dedicated customer underwriting team. In the underwriting capacity you have the responsibility to evaluate both the life and long term care risk to determine an individuals insurability adhering to medical & long term care underwriting guidelines.ResponsibilitiesUnderwritingEvaluate and handle all underwriting aspects of formal MoneyGuard applications.Respond to pre-qualification questions from our distribution partnersUnderwrite cases with an amount limit up to $750,000 for life benefit and associated long term care benefit to age 80.Identify trends\/issues and offers the best underwriting solutions.Provide review & training for less experienced underwriters.Work on assigned projects pertaining to underwriting and enterprise initiatives.Understanding sales themes and concepts of varying levels of complexity.TechnicalUnderstand underwriting policies, guidelines, practices and procedures, and has the ability to influence and champion changes to improve processes while maintaining mortality and morbidity expectations.Responsible for technical underwriting knowledge of the Swiss Re and Lincoln Financial Group underwriting manuals.Communicate medical and underwriting information in a clear and understandable way to the satisfaction of the end customer.Interpret documents such as policies, proposals, claims and financial reports.Use Underwriting platform to conduct business.Relationship ManagementInteract with customers to enhance relationships.Visit offices and meets with customers when they come to Home Office.Demonstrate the ability to adapt and customize content and communication style to fit a variety of specific external and internal target audiences such as agents, brokers, distribution partners, and all levels of employees.Organizational EffectivenessEnsure effective communication and collaboration among all stakeholders during implementationCoordinates stakeholders to reach decisions and keep time lines on trackAdvises stakeholders involved in underwriting process regarding specific product questions and issues. Reads and is familiar with general business periodicals, professional journals, technical procedures, and\/or governmental regulations.Compliance Duties and Quality StandardsDemonstrate dependability, flexibility and sound judgment by adhering to schedules and meeting all productivity, quality and performance standards as well as taking ownership for your actionsCarry out duties in compliance with all state and federal regulations and guidelinesEnsure proper guidelines are followed in accordance with company policies and proceduresComplete all regulatory and job training requirementsEducationUndergraduate degree with educational concentration in Business Administration, Accounting, Finance, or related field is required. or 4 years of comparable work experienceExperience3 - 5 years of experience in underwriting long term care (LTC) insurance products including medical, non-medical and long term care risk selection.3 - 5 years of experience in underwriting of Life Insurance productsSpanish speaking skills highly preferredMicrosoft Office (Outlook, Word, PowerPoint, Excel)A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environmentA demonstrated track record of consistently meeting and\/or exceeding performance expectationsDemonstrate strong implementation skills, problem solving and analytical skillsPossesses a bias for action and avoids workplace distractionsDrives performance targets to completion#LI-CA1 #LI-CA1This position may be subject to Lincolns Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincolns current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

13 days 10 hours ago

Lincoln National Corporation


REMOTE Sr. Underwriter - Individual Life MoneyGuard Direct Lincoln National Corporation - Hartford, CT, United States


Location: Hartford, CT

Company Profile:
Founded in 1905 with the endorsement of Abraham Lincoln’s son, Robert Todd Lincoln, Lincoln Financial Group is the first and only company to carry Abraham Lincoln’s name, image and ideals at the heart of our brand. For more than a century, we’ve advanced President Lincoln’s inclusive vision and values by building an honest, dependable financial services company. We're dedicated to helping Americans secure better, more optimistic futures for themselves and their loved ones.