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American Express Company

Manager/Sr Manager- Commercial New Accounts Risk Management

American Express Company - New York City, NY

Manager/Sr Manager- Commercial New Accounts Risk Management


Asset Management

Sub Sector:

Non-Financial Corporate

Risk Type:


This position is in Commercial Credit Risk Management focused on Wholesale New Accounts.

The Wholesale New Accounts team is responsible for developing innovative solutions across underwriting processes that enable profitable growth while maintaining

industry-best credit outcomes for the Corporate Portfolio.

Specific responsibilities include;

Develop and enhance solutions and tools for underwriting clients and card members

Assess and optimize the risk-return tradeoff for cross-sell initiatives

Conduct ad hoc analyses to identify and explore areas of opportunity

Continuously monitor new account performance and react quickly to potential/emerging issues

Collaborate across Risk Management to align strategies across the customer lifecycle

Review and continually improve both systematic and manual underwriting processes

Track developments in the marketplace to understand industry best practices

Partner with the Advanced Risk Capabilities, Risk Systems Innovation, and American Express Technologies teams to build new and transform existing underwriting capabilities

Partner with World Service and Commercial business unit teams to design and implement seamless new account on-boarding experiences

Work with internal governance teams and external regulators to ensure control and compliance

Required Qualifications:

Strong analytical skills and a rigorous, data-driven approach to problem-solving

Intellectual curiosity, learning agility, and keen attention to detail

Proven ability to collaborate effectively and drive large-scale cross-functional initiatives

Effective communication skills - clear, structured, and articulate

High energy, a can-do attitude and a demonstrated team-first mentality

Strategic thought leadership with a focus on process innovation

Preferred Qualifications:

Advanced degree in statistics, econometrics, operations research, mathematics, data science, engineering, or a related quantitative field of study

Experience in underwriting or another core credit risk management function

Understanding of credit card economics and consumer payments

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

Employment Type:

Full Time


Americas, United States


New York


New York


Post Date:


20 days 21 hours ago

American Express Company


Manager/Sr Manager- Commercial New Accounts Risk Management American Express Company - New York City, NY, United States


Location: New York City, NY

Company Profile:
Each day, American Express makes it easier, safer and more rewarding for consumers and businesses to purchase the things they need and for merchants to sell their goods and services. An engine of commerce, American Express provides innovative payment, travel and expense management solutions for individuals and businesses of all sizes. Most of all, we help our customers realize their dreams and aspirations through industry-leading benefits, access to unique experiences, business-building insights, and global customer care. We enable our customers to do more and achieve more.