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Sovereign Bank

Credit Risk Underwriter

Sovereign Bank - East Providence, RI

Credit Risk Underwriter','1709487','!*!As a member of Santander’s retail banking division you’ll help serve Santander’s retail and small business customers as part of one of the top banks in the United States based on deposits.  With principal presence in the northeast U.S., Santander’s retail division offers consumer and lending products to help our customers reach their financial goals.  Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.Responsibilities:Reviews, analyzes and renders credit decisions for loan applications and specialized programs, which promotes the bank's products and services. Decisions are to be made in a responsive, accurate and timely manner, in accordance with retail credit policy and procedures. Knowledgeable of automated underwriting systems, must underwrite loans to Santander Bank underwriting guidelines.Prepares denial forms for loans which do not meet specified guidelinesReviews outstanding conditions on loans for acceptance including the review and approval of the appraisal for the subject propertyWorks with other underwriters to ensure proper turnaround parameters and goals are metInvolved in the daily management and workflow of the loan production officeWorks with and interacts with loan officers, processors, and closers from the Loan Production OfficeUnderwrites loans in conformance with bank defined parameters and regulatory guidelinesPrepares Underwriting Approvals including listing of all conditions for approved loansWorks in loan system to update info','!*!At least 1 years of lending/operations experience, including processing and call centerHS Graduate or Equivalent Working knowledge of loan underwriting systems','Std UW & Risk Analysis','Rhode Island-East Providence','','Full-time','Jan 9, 2018','','false','Credit Risk Underwriter

9 days 1 hour ago

Sovereign Bank


Credit Risk Underwriter Sovereign Bank - East Providence, RI, United States


Location: East Providence, RI

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