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First Data Corporation

Credit Officer - CardConnect

First Data Corporation - King of Prussia, PA

Description First Data is a global leader in commerce-enabling technology solutions, serving more than six million business locations and 4,000 financial institutions in 118 countries around the world. Our 23,000 owner-associates are dedicated to helping companies, from start-ups to the world's largest corporations, conduct commerce every day by securing and processing more than 2,300 transactions per second and $1.9 trillion per year. First Data is committed to staying at the forefront of our industry, and we are innovating a wide range of next-generation commerce technology solutions to help our clients better detect fraud, gain insights into consumer spending patterns and build customer loyalty. There are many exciting opportunities for talented individuals who would like to join our team and play a meaningful role in helping us shape the future of global commerce.Job ResponsibilitiesPerforms credit analysis and underwriting activities, evaluating financial position and credit worthiness, for prospective and existing commercial\/merchant\/portfolio accounts, Maintains and reviews current information on existing accounts. Reviews credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue tradeoff consistent with credit policy and loss target expectations. Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to First Data and its partners. Investigations include the gathering of data from various sources & systems and interpreting the data. A successful analyst must have the ability to work in a fast pace environment and be able to make real time \/ accurate decisions. The analyst must also be able to communicate effectively and professionally with Law Enforcement, Visa, MasterCard, Attorneys, Merchant Business Owners, and credit card customers who make purchases at our clients business.Scope of JobExercises credit authority of up to $50K. Limited direct impact to financial strategy and activities. Performs moderately to high complex tasks. Position requires some evaluation or ingenuity. Time management skills are a must as well as good communication skills and negotiation ability. Ability to understand and apply risk management concepts; collect and analyze exposure and loss data, respond efficiently and effectively to internal and external requests. Maintain current knowledge of industry and professional topics by attending relevant training sessions. May mitigate over $2.5 million in risk in a one year period.AutonomyPerforms duties under general supervision, applying knowledge of credit risk guidelines, within fundamental concepts, practices and procedures. High level of autonomy and independent judgment in making decisions and interacting effectively and positively with all levels of personnel, partners, and vendors as well as customers. Job RequirementsBachelors in Finance, Accounting or related field, 2-4 years credit analysis experience or equivalent. Candidates must demonstrate an understanding of basic risk management practices. Requires good communication (written and verbal), Proficiency with Microsoft Office products. Highly organized and have the ability to prioritize workload and manage multiple responsibilities effectively without losing attention to detail.CompetenciesRisk ManagementFirst Data is an Affirmative Action Equal Opportunity Employer (Minorities\/Females\/Vets\/Disabled\/LGBT)First Data provides equal opportunities to all employees and applicants for employment without regard to sex, race, color, religion, marital status, national origin, age, genetic information, sexual orientation, gender (including gender identity\/expression), disability, veteran status and military status, pregnancy or pregnancy-related medical conditions, or any other factor that may be protected by law. ,identifier:{@type:PropertyValue,name:First Data,value:0302},datePosted:2018-05-24,validThrough:2018-06-27,employmentType:FULL_TIME,hiringOrganization:{@type:Organization,name:First Data},jobLocation:{@type:Place,address:{@type:PostalAddress,addressCountry:US,addressLocality:King of prussia,addressRegion:PA}}}

22 days 10 hours ago

First Data Corporation

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Credit Officer - CardConnect First Data Corporation - King of Prussia, PA, United States

   

Location: King of Prussia, PA

Company Profile:
At First Data, we look for every opportunity to help customers leverage more value from each transaction—developing new solutions to make them simpler, faster, safer and more rewarding. We’ve entered the age of Universal Commerce, where the lines between in-store, eCommerce and mobile commerce are blurring. First Data is focused on delivering the integrated buying experience today’s consumers demand—anywhere, any time and on any device.