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Credit Analyst

McLANE COMPANY, INC. - Carrollton, TX

Job Description
JOB SUMMARY / GENERAL DESCRIPTION:This position is responsible for independently assessing the credit worthiness of new and/or existing customers for the purpose of establishing an adequate line of credit. ESSENTIAL JOB FUNCTIONS / PRINCIPAL ACCOUNTABILITIES:Other duties may be assigned.  A teammate in this position must have the ability to:* Assess credit worthiness of new and/or existing customers through analysis of credit information, including credit bureau reports, review of customer financial statements, obtaining customer trade/bank references all in effort to set the appropriate line of credit, terms and payment method.  Independently, recommend terms and method of payment and communicating these terms to the customer.  Empowered to bind McLane by adjusting terms if the customer seeks longer terms then those initially granted.* Manage and evaluate on a proactive basis the credit limits for a portion of the top 100 largest accounts annually to ensure accurate limits are in place relative to the customer's financial condition, payment trends and purchasing volumes.* Work closely with the Credit team to address delinquent accounts during the credit review process when setting up new units or during the annual financial review process.* Identify areas and implement process improvements that will enhance the efficiency of the credit review procedures.* Handle special requests from Credit management and perform special projects as requested which contribute to the development and maintenance of and adherence to the McLane Credit Policy.* Educate potential new accounts about the McLane ACH-Auto Draft system as well as the Prompt Pay Discounts (PPD) terms that are available.* Communicate frequently in a tactful/diplomatic manner with potential or existing external customers during the credit review process and with internal corporate and field personnel.* Manage major projects involving multiple customer approvals after McLane wins a new business bid by coordinating with the Credit Teammates to address all new customers within the timeframe required.* Periodic interaction with multi-levels of McLane's corporate management.MINIMUM QUALIFICATIONS AND REQUIREMENTS:A teammate in this position must:* Have Undergraduate degree in finance or accounting preferred (but not required) with minimum of 1-2 years of progressively responsible credit approval experience, including financial statement analysis, setting credit limits, obtaining trade and bank references and dealing positively with customers. Demonstrated general business knowledge is essential.* Have excellent written and verbal communication skills; proficient P/C skills are required, good understanding of A/R and credit procedures.* Be assertive with excellent interpersonal skills and must be able to manage multiple responsibilities within a fast-paced environment.* Have strong analytical skills, sound judgment and steadfast adherence to McLane's Credit Policy guidelines.* Must be a self-starter and be able to work independently without direct supervision.WORKING CONDITIONS:* Office environment. TX-Carrollton Supp0rt Candidates must pass a background check, drug screen and other job requirements. McLane is an EOE AA M/F/Vet/Disability.

9 days 20 hours ago



Credit Analyst McLANE COMPANY, INC. - Carrollton, TX, United States


Location: Carrollton, TX

Company Profile:
McLane Company, Inc. is one of the largest supply chain services leaders, providing grocery and foodservice supply chain solutions for convenience stores, mass merchants, drug stores and chain restaurants throughout the United States. McLane, through McLane Grocery and McLane Foodservice operates 80 distribution centers across the U.S. and one of the nation's largest private fleets. The company buys, sells and delivers more than 50,000 different consumer products to nearly 110,000 locations across the U.S. In addition, McLane provides alcoholic beverage distribution through its wholly owned subsidiary, Empire Distributors, Inc. McLane is a wholly owned unit of Berkshire Hathaway Inc. (NYSE: BRK) and employs more than 20,000 teammates.