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Consumer Credit Guideline Specialist

CIT GROUP INC. - Pasadena, CA

Founded in 1908, CIT (NYSE: CIT) is a financial holding company with more than $65 billion in assets. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal Housing Lender) has more than $30 billion of deposits and more than $40 billion of assets. It provides financing, leasing and advisory services principally to middle market companies across a wide variety of industries primarily in North America, and equipment financing and leasing solutions to the transportation sector. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank, a division of CIT Bank, N.A.
This position will be responsible for:

Managing the guideline helpdesk for both Retail and Correspondent guide inquiries, (Jumbo and Conforming). This includes responding to, tracking, and recording responses amidst communicating trends, frequently asked questions, and identifying areas of improvement.
Managing the process of requesting decisions on all credit exception requests, including assignment and tracking and recording of exceptions.
Coordinating all new seller applications and approvals (Bulk & Correspondent)
Adhoc projects assigned by SVP and VP Consumer Finance Credit Risk


Bachelor\u2019s Degree preferred / High School Diploma required
5 years mortgage experience with an understanding of mortgage guidelines.
Knowledge of Fannie Mae guidelines. FHA knowledge is a plus.
Prior experience as an underwriter, QC analyst, processor or other with similar understanding of a credit file and associated credit risk attributes
Knowledge and use of basic Microsoft Office suite products. Additional experience with Excel and use of simple formulas is highly recommended for role.
Quick learner with a high drive for success
Detail oriented, highly organized, and be able to coordinate multiple projects within tight turn times.  
Works well under pressure and can make decisions.

69 days 19 hours ago



Consumer Credit Guideline Specialist CIT GROUP INC. - Pasadena, CA, United States


Location: Pasadena, CA

Company Profile:
CIT Group Inc. operates as the holding company for CIT bank that provides commercial financing and leasing products; and a suite of savings options in the United States. The company operates in five segments: Corporate Finance, Transportation Finance, Trade Finance, Vendor Finance, and Consumer. The Corporate Finance segment offers lending, leasing, and other financial and advisory services to small and middle-market companies in various industries, such as commercial and industrial, communications, media and entertainment, healthcare, and energy. The Transportation Finance segment provides aircraft and railcar, leasing and financing solutions to operators and suppliers in the aviation and railcar industries. This segment also offers lending and other financial products and services to companies in the transportation sector, such as business aircraft, maritime, and aerospace and defense industries. The Trade Finance segment provides a range of domestic and international customized credit protection, lending, and outsourcing services that include working capital and term loans, factoring, receivables management products, bulk purchases of accounts receivable, import and export financing, and letter of credit programs to retail supply chain companies. The Vendor Finance segment partners with manufacturers, distributors, dealers, and product resellers to deliver financing and leasing solutions to end-user customers for the acquisition of equipment. The Consumer segment offers government-guaranteed student loan portfolios, which are in run-off. The company also provides account receivables collection, acquisition and expansion financing, asset management and servicing, credit protection, financial risk management, import and export financing, insurance, letters of credit, and mergers and acquisition advisory services, as well as debt restructuring, underwriting, and syndication services. CIT Group Inc. was founded in 1908 and is headquartered in Livingston, New Jersey.