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National General Insurance

Commercial Underwriter

National General Insurance - Richmond, TX


Essential Duties and Responsibilities: Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
Perform risk reviews and upfront underwriting review to determine risk acceptability (new business, renewals, reinstatements)
Make decisions on risk acceptability or present risk details to Underwriter or Underwriting Manager for decision approval
Serve as point of contact for Phones and Processing teams on regular exceptions
Implements agreed upon underwriting procedures to achieve growth and profit objectives
Involvement with underwriting and processing of new business and renewals, including providing some input into product decisions and procedures
Implement procedures and guidelines for Commercial Vehicle and make recommendations to Underwriting Manager for changes that will enhance our current book of business and automation of the Commercial Auto product
Document and Communicates underwriting guidelines, philosophies, and decisions with Pricing, Marketing, Compliance, etc.
Develop and analyze both internal and external data for assigned business segment(s) and line(s) of business in order to direct pricing, underwriting, and sales decisions.
Analyze the quality of assigned books of business through agent and profile reviews, audits, and ongoing communication with Pricing, Marketing, and PS&S
Help to determine actions needed for agent rehabilitation
Serve as a contact for CV agents
Assist with Reviews on agent's books of business for book roll opportunities by quoting policies and determined acceptability, pricing, and risk management opportunities
Train and mentor Processing and Phone teams as new and/or revised procedures are implemented
Use file review (conducted by themselves or others) to ensure adherence with underwriting guidelines and direction related to assigned business segment(s) and line(s) of business reporting results to Underwriting Manager and making recommendations to improve results
Develop knowledge of state and laws and regulations applicable to the underwriting of commercial vehicles and act a subject matter expert for both agents and underwriters
Minimum Skills and Competencies: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or in-lieu of degree equivalent education, training and work-related experience
6 months of commercial underwriting experience
Ability to establish and maintain agency relationships, identify profitable opportunities, and able to assist in leveraging business opportunities for other divisions
Professional phone etiquette and interpersonal skills
Effective leadership and diplomacy skills
Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint)
Must possess effective verbal and written communication skills
Negotiation and sales skills
Strong attention to detail, organizational skills, and timeliness in order to meet customer service expectations
Ability to work in a fast paced environment meeting aggressive business deadlines
Ability and desire to learn and effectively use computer based underwriting systems to manage workflow
Desired Skills:
Bachelor's Degree in a Business related field
1 years insurance underwriting experience in Commercial lines
Willingness to pursue Insurance professional designations such as IIC, CPCU, AU, and/or ARM
Thorough knowledge of the Policy Processing systems.
Ability to effectively prioritize
Multi-tasking abilities
In-depth business knowledge
Effective problem solving skills
Ability to cultivate cross-functional relationships
About National General Holdings: National General is a fast paced, dynamic, and entrepreneurial organization. Our team members live by and exemplify what we call the 4Es. At National General, we are Energized, Engaged, Empowered, and we Execute every day in order to provide an exceptional experience for our customers! We are passionate about our organization and the value that we add every day. A successful candidate with National General will embody the 4Es. Our team is poised to outperform the competition. We are National General Insurance and with us you can be extraordinary! Companies and Partners Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident. In addition to a phenomenal career opportunity, National General Insurance offers an excellent benefits package including: * Paid Training * Medical, Dental, Vision benefits * Wellness Programs * Life and Short/Long Term Disability Insurance * 401k w/ Company Match * Company Paid Holidays & Generous Time-off policy * Employee Discount Program * Career Advancement and Development Opportunities * On-site Fitness Center (Cleveland and Dallas offices)

12 days

National General Insurance

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Commercial Underwriter National General Insurance - Richmond, TX, United States

   

Location: Richmond, TX

Company Profile:
We believe there's more to auto insurance than coverages and claims. At National General Insurance, we start with experience – yours. We're guided by your unique needs, translated into the policy that works best for you, your family and the vehicles you drive. Our job? To give you the benefits of our experience. More than 60 years of it, grounded in the automotive industry. We take pride in the insurance products and services we offer, designed to give you the best possible auto insurance coverage – affordably – from your first car to your 21st. We are committed to your complete satisfaction. And if you do need to make a claim, we'll handle it as quickly, professionally and gently as we can. We don't just want to “get” your business. We want to keep it.